Originally Posted by
jtandcrew
I figured I would throw my 2 cents into this conversation just to give a little diffrent spin. First, I might as well point out that I have been laid-off since the beginning of Apr due to cutbacks in the industry that I work in. My wife took over carrying the health ins when that happened. She (works in same industry) got laid off back at the beginning of Aug. Saying that and before anyone starts saying "There are jobs out there how come your not working?" Yes, there are jobs out there for us but not paying to what we are making on unemployment. Our income has dropped by about 30% due to the layoffs. Now without being with health insur atm? I would have to say the main thing I see wrong with health care atm is that its so damned expensive. When I was working we would change insur every year for the past 6-7 yrs since insur comps refused to sign 3 yr deals anymore as they did once before. They used 9-11 to raise the rates every year. Yes, I understand that there are some ppl that abuse the system and go to their dr or ER everytime they would get a sniffle. I dont understand entirely about what they are wanting to do with healthcare but if I cant afford the COBRA plan after we got laid off then how am I going to afford indep insur at risk of fines and tickets if these laws go into effect? How come the gov dont require the insur comps to put a cap on what they can charge I feel they need to do something about the insur comps rather than require the ppl to buy insur if they are not working. Requireing ppl to buy the insur on their own (working or not) even if the job doesnt offer insur will make a bad situation worse. BTW? Also from what I understand the so called socialized or nationalized healthcare in other countries? Its free at the cost of higher sales and income tax. What Obama is doing here? Not socialized or nationalized healthcare its turning into imo dictated healthcare. They are going to requier to buy it whether you can afford it or not or take the lowest form possible if you cant. In that case, it does come down to how much money you make. No dirrence when our job offered you a diffrence between the cost of the PPO or the HMO.
jmo