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Thread: Getting ripped off.

  1. #1
    Member Since
    Jan 2009
    Location
    Kansas City Missouri
    Posts
    3,814

    Default Getting ripped off.

    So my parents have been with the same insurance company for atleast 20 year, and infact, my grandpa and grandma have been with them for what seems like for ever. Now I am on my parents account with them for now. But my insurance is rather high for the vehicles I have had. I bought my own car 2 years this November and sense then my moms name has been on it and I have been under her's.

    I paid mine, which has actually be her's and it was about $350 for 6 months. Bascilly $700 a year. Recently my mom bought a new truck and my name is now on my car. It is going from $350 every 6 months to....$850 ever 6 months which is about $1700 a year. Its BS. We have never filed a claim or anything. None of us with any accident.
    I guess there is good news though. Appearntly after I turn 21, which is before the next payment is do, it is suppose to go down to about $550 for 6 months.

    Its still a rip off though, they are going to be lucky if I don't switch insurance companies once I move out here soon.
    <a href=http://www.chiefscrowd.com/forums/../../../../image.php?type=sigpic&userid=2553&dateline=1258934108 target=_blank>http://www.chiefscrowd.com/forums/.....ine=1258934108</a>

  2. #2
    Member Since
    Feb 2009
    Location
    Sydney, Australia
    Posts
    10,594

    Default

    here in australia there insurance companies that only charge you money for how maney KM's you drive! (in your case miles you drive.)

    Here's an example;

    http://www.youi.com.au/

    EDIT: The only reason i know about them is because there are a lot of adverts on TV for them! ;)

  3. #3
    Member Since
    Nov 2008
    Location
    springfield mo
    Posts
    1,102

    Default

    Insurance companys suck.
    You pay, pay, pay, your whole life, get nothing in return.
    Then if you ever do have a claim, your rates go up.
    Like a good neihbor my a$$.
    Chiefs in 2011

  4. #4
    Member Since
    Jan 2009
    Location
    Kansas City Missouri
    Posts
    3,814

    Default

    Quote Originally Posted by AussieChiefsFan View Post
    here in australia there insurance companies that only charge you money for how maney KM's you drive! (in your case miles you drive.)

    Here's an example;

    http://www.youi.com.au/

    EDIT: The only reason i know about them is because there are a lot of adverts on TV for them! ;)
    i would be screwed...i drive atleast 40 miles on a normal day.
    <a href=http://www.chiefscrowd.com/forums/../../../../image.php?type=sigpic&userid=2553&dateline=1258934108 target=_blank>http://www.chiefscrowd.com/forums/.....ine=1258934108</a>

  5. #5
    Member Since
    Feb 2004
    Posts
    22,845

    Default

    Quote Originally Posted by Vandelay View Post
    Insurance companys suck.
    You pay, pay, pay, your whole life, get nothing in return.
    If you're lucky....I don't want to get my money's worth.


  6. #6
    Member Since
    Jan 2009
    Location
    Jefferson City, Mo
    Posts
    979

    Default

    When you are 25 you are going to get hammered in general on insurance.

    Shop around for quotes, it cant hurt.

    I have 3 cars (full coverage), a motorcycle(full), and home insurance with Missouri Farm Bureau and pay around 230 a month :(

  7. #7
    Member Since
    Jan 2009
    Location
    Kansas City Missouri
    Posts
    3,814

    Default

    Quote Originally Posted by hometeam View Post
    When you are 25 you are going to get hammered in general on insurance.

    Shop around for quotes, it cant hurt.

    I have 3 cars (full coverage), a motorcycle(full), and home insurance with Missouri Farm Bureau and pay around 230 a month :(
    The relief is you have muitple cars that you are paying for. I am paying for 1 and living with my parents.
    <a href=http://www.chiefscrowd.com/forums/../../../../image.php?type=sigpic&userid=2553&dateline=1258934108 target=_blank>http://www.chiefscrowd.com/forums/.....ine=1258934108</a>

  8. #8
    Member Since
    Jul 2008
    Location
    Waxahachie, TX via Broken Arrow, OK via McLouth, KS
    Posts
    756

    Default

    im 36 now and pay 35$ a month! when i was 16? my parents made me pay for my own insurance which made 115$ at the time!

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